When to Speak to Your Mortgage Pro
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It's important to consult with your mortgage loan professional as soon as possible — even before you have started to research neighborhoods. What for? It might be hard to understand the ways in which we could help even before you begin to calculate your offer.
When we pre-qualify you, we help you figure out how much of a monthly payment you can afford, and the loan amount you can qualify for. The process takes you through your financial situation - your debts, income, career, and down payment money, among other things. It's a quick, thorough process with minimal risks for papercuts.
We will award you a Pre-Qualification Letter when you qualify, that states that we are confident you'll qualify for a certain amount of mortgage loan dollars.
Armed with your pre-qualification letter, several advantages fall at your feet at the point you find the house you want to put together an offer for. The first is that you will know the amount you can afford when determining your offer.
Having pre-qualification also will make your offer look even better to the home seller, like you were bringing them a bag full of cash! They need not wonder if they're wasting their time if you do not be able to qualify for a big enough mortgage. The seller won't worry if he can trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't cause them concern. You have the ability to back your offer up.
We can help you pre-qualify
We will help you see how much of a mortgage you can afford, and the amount of money you can borrow, by walking you through the pre-qualification process. In this process, we determine your borrowing capacity - reviewing your job, money available for down payment, debts, income, and other circumstances. It is a quick, thorough process with minimal risks for papercuts.
Face to Face
It's vital for you to sit down and meet with us, even though you are welcome to also use the helpful mortgage loan calculator tools on our website. We can walk you through your pre-qualification letter. For another thing, we might be able to find a different mortgage loan option that better fits your needs. Contact us at 703-288-0777 to get started.
Have questions about pre-qualifying? Call us at 703-288-0777. Saab Mortgage answers pre-qualifying questions every day.
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